Previously we've already explained some things needed on the types of credit and I have provided an insight into two of the three approaches Techo Propio program is offering loans for housing construction or acquisition. This time we want to provide the data in the third category of credit that supports Techo Propio and "Home Improvement".
The modality "Home Improvement" or MV, as its name suggests a program that is geared towards improving the already acquired Affordable Housing - O VIS ike we have previously called -. It is then a kind of extension of the initial claim, the same that is used to reinforce the structure of the building, improve the floors, ceiling, walls, windows, plumbing or electrical system, but also for both interior finishes and exterior of the house and are supported within the existing regulation of credit to acquire.
In the case of this type of loan the Housing Bond is afforded s / 6, 840 new soles and must have a minimum savings - to the candidate - for S/720 soles. As regards the value of the construction site is S / 7, 560, the same as, not exceed, when combined with Bono Housing, land prices, construction costs and alternative credit (if necessary) the amount of 12 ITU.
As with previous credit cases the applicant must meet the requirements: Be a householder, who must be within the parameters understood as a family - and the above - and also qualify as eligible group. Monthly household income - the sum of all members of the family - should not exceed the amount of S / 1.620, nor should have kept some form of credit or support by the state, not owning any property except that the desired improvements. Applicant must have the title to the land on which housing is built, have basic services (electricity, water, sewage) and subscribe to an entity registered in the Fund Technical MiVivienda SA in the form of next Home Improvement to sign the form of Bono Housing. Try
Interbank Mortgage Calculator to find out the amount you need and timing of payments to which you can access according to your type of loan you choose.
This is an article of Apartments and Houses for Sale
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